Victims of hit-and-run car accidents are left with many unanswered questions. They often wonder if they can find the person who hit them, and if they cannot do so, they ask if it’s possible to recover for their injuries. In this guide, these questions will be answered, and victims will learn which steps to take afterward.
Evaluate Health and Safety
A person’s safety and health should always be their top priority. Even a low-speed impact generates enough force to cause a severe accident. After a hit-and-run collision, take a few minutes to check for injuries and evaluate the area. If staying in place poses a safety risk, move as quickly as possible.
Document the Incident
The stress of a hit-and-run accident will undoubtedly wreak havoc on a person’s memory, which is why it’s important for victims to write things down and gather enough evidence to build a case. For instance, writing down the make, model, color, and license plate number of the offending vehicle would be very useful. If a victim later decides to hire an attorney, sharing that information would help them put together a strong case.
Notify the Authorities
Many hit-and-run victims feel that, because the other driver left the scene, that calling the police does no good. However, the police report may make or break the case. Many auto insurance policies do not allow victims to recover under their own uninsured motorist coverage if no report is available. Furthermore, police often look for witnesses, debris, surveillance video, and other proof. Not only is the other driver responsible for the damages they case, they may also face criminal charges for leaving the scene of an accident.
Call the Insurance Company
Very rarely do people completely read their auto insurance policies. However, most policies have clauses requiring notice of a hit-and-run accident within 30 days of its occurrence. Failure to notify the company may result in a claim denial, but it’s important to answer their questions carefully. If the case’s facts are in doubt, it may be best to consult a lawyer before filing the claim. Now that the question of What to do if you are involved in a car accident has been answered, it’s time to get started on a full recovery.